Nenu multiple loans lo unnanu, income stable kaadu. Bank EMIs around 42k/month, credit cards ki minimum payments chesthunna kabatti interest perugutundi. Private lenders daggara kuda loans unnayi, konni high interest tho. Total ga 15-20 lakhs burden undi.
Small business run chesthunna, income month ki month change avuthundi. Age valla job option tough, family income limited, assets levu. Please judge cheyyakandi. Ee debt nundi practical ga ela bayatapadalo guidance kavali. Please guide me馃檹
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