2018 lo loan NPA ayyindi (80k principal + 110k interest). Tarvata SBI 120k pay cheste loan close chestam ani cheppi, nenu pay chesanu. Loan closure / no dues letter kuda icharu. Ippudu naa CIBIL 822. Kani home loan apply chesinappudu, SBI education loan close kaaledu ani cheptunnaru. 190k antha principal ayyi, interest add ayyi malli amount pending ani antunnaru. Closure letter ki value ledu ani chepparu. Ippudu em cheyyali? Inko bank try cheyyala, court ki vellala, leda malli pay cheyyala?
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